As of 2025, UAE Golden Visa insurance holders are required to maintain comprehensive health insurance to remain compliant with residency rules. But what exactly qualifies as the right type of insurance for long-term residents under this prestigious visa?
Golden Visa holders—whether investors, entrepreneurs, professionals, or retirees—need a plan that goes beyond basic coverage. The ideal policy should include inpatient and outpatient care, emergency services, chronic condition management, specialist consultations, and diagnostics. For families, maternity coverage, pediatric care, and vaccinations are essential.
Many insurance providers in the UAE now offer customized Golden Visa plans, which typically include higher annual coverage limits, extended hospital networks (both locally and internationally), and minimal exclusions. These policies also often come with value-added services like second medical opinions, telehealth access, and direct billing at premium hospitals.
When choosing a plan, consider your lifestyle—do you travel often? Do you need international coverage? Ensure the plan complies with Dubai Health Authority (DHA) or Abu Dhabi’s DOH regulations and is accepted during your visa renewal process.
