When you're involved in a car accident in St. Louis, the stress doesn’t end after the crash — it often just begins. One of the biggest hurdles? Dealing with insurance companies. Whether you’re filing a claim with your own insurer or the at-fault driver's, navigating the process can be overwhelming and full of pitfalls.
At Bruntrager & Billings P.C., our auto accident lawyers in St. Louis have seen it all — from lowball settlement offers to denied claims. Below are essential tips to protect your rights and get the compensation you deserve.
1. Don’t Talk Too Much—Especially Without a Lawyer
Insurance adjusters might seem friendly, but they’re not on your side. They’re trained to reduce payouts. Giving recorded statements or admitting fault — even casually — can hurt your claim.
Tip:
Before speaking with any insurance company, consult with a trusted car accident attorney in St. Louis.
2. Document Everything
After the accident, keep all medical records, receipts, repair estimates, and communication with insurers. These documents build your case and can help your St. Louis car accident attorney negotiate better settlements.
3. Don’t Accept the First Offer
Initial settlement offers are often far below what your case is worth. Once you accept and sign, you waive your right to seek additional compensation — even if new injuries show up.
Advice from our auto accident lawyers in St. Louis:
Let an attorney review any offer before you accept it.
4. Watch Out for Delays and Denials
Insurance companies may delay processing your claim or deny it outright, hoping you’ll give up. But legal help can push them to act quickly and fairly.
Our team at Bruntrager & Billings P.C. steps in to handle delays and challenge unfair denials, so you don’t have to face it alone.
5. Understand Missouri's Fault Laws
Missouri is an "at-fault" state, meaning the person who caused the accident (and their insurer) is responsible for damages. That’s why proving fault clearly is so important — and something our car crash lawyers in St. Louis specialize in.
Why Choose Bruntrager & Billings P.C.?
With decades of experience representing accident victims, our St. Louis car accident lawyers fight to ensure clients aren’t taken advantage of by insurance companies. We handle the paperwork, negotiations, and legal process—so you can focus on healing.
Get Legal Help After a Car Crash in St. Louis
If you’ve been in a collision, don’t deal with the insurance battle alone. Let a seasoned auto accident attorney in St. Louis stand up for your rights.
📞 Contact Bruntrager & Billings P.C. today for a free consultation. Get the legal help you need from top car accident attorneys in St. Louis.
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