How Much Can I Withdraw Off My Cash App at ATM?

How Much Can I Withdraw Off My Cash App at ATM?

When using Cash App to access your funds via an ATM, knowing the exact withdrawal limits and fees is essential to avoid unnecessary costs and restrictions. Whether you're trying to understand the Cash App withdrawal limit per day ATM, find a Cash App ATM near me, or learn how to withdraw money from Cash App without a card, this detailed guide answers all your key questions.

What Is the Cash App ATM Withdrawal Limit?

Cash App allows users with an activated Cash Card to withdraw money from ATMs across the United States. However, there are strict limits in place to protect both the user and the platform.

•          Cash App Per Transaction Limit: $310

•          Cash App Daily ATM Withdrawal Limit: $1,000

•          Cash App Weekly ATM Withdrawal Limit: $1,000 (rolling 7-day period)

These limits are applicable regardless of the ATM location. Whether you're at Walgreens, CVS, or a private bank's ATM, the limits remain the same unless Cash App increases them for your account.

Cash App Withdrawal Limit per Week

The Cash App weekly Withdrawal limit is set at $1,000, spread across any number of transactions. If you hit your daily $1,000 limit early in the week, you won’t be able to withdraw additional funds until the 7-day rolling period resets. Cash App uses a rolling 7-day cycle, not a calendar week.

How to Get Money Off Cash App at ATM

To get cash from an ATM using your Cash App balance, follow these steps:

1.        Activate your Cash Card: You must have the Cash App card activated.

2.        Ensure sufficient balance in your Cash App account.

3.        Visit any ATM that accepts Visa debit cards.

4.        Insert your Cash Card, enter your PIN, and choose “Checking” as the account type.

5.        Withdraw cash within your limit and collect your receipt (if needed).

Make sure the ATM is not surcharge-heavy, or you’ll incur additional costs.

Cash App Withdrawal Fee: How Much Does It Cost?

Cash App charges a $2.50 fee per ATM withdrawal. However, many ATMs may impose an additional surcharge that can range from $2 to $5, depending on the provider.

Tip: If you receive $300 or more in direct deposits per month to your Cash App account, Cash App reimburses up to three ATM withdrawal fees every 31 days.

Where Can I Withdraw Money from Cash App for Free?

Technically, you can’t withdraw completely free unless:

•          You're enrolled in direct deposit and meet the minimum threshold of $300 per month, which unlocks free ATM access.

•          You find an ATM with no surcharge (these are rare unless you're part of a bank’s ATM network).

While Cash App doesn’t own any physical ATMs, you can search for fee-free or low-fee ATMs using third-party ATM locators or banking apps.

Is Walgreens ATM Free for Cash App?

No, Walgreens ATMs are not free for Cash App users. They charge standard ATM fees unless you qualify for Cash App’s ATM fee reimbursements via direct deposit. Always check the fee notice on the ATM screen before completing the withdrawal.

Cash App ATM Near Me

You can use any Visa-compatible ATM across the U.S. to withdraw funds using your Cash Card. To locate one nearby:

•          Use Google Maps and search “ATM near me”

•          Filter results by “no surcharge” or specific banks

•          Use apps like Allpoint, MoneyPass, or Co-op ATM networks for fee-free ATM options

Can I Withdraw $2,000 from My Cash App Card?

No, you cannot withdraw $2,000 in one go or in a single day from an ATM using your Cash Card. The maximum daily limit is $1,000, and the weekly limit is also $1,000. To access more money:

•          Use Cash App to transfer funds to your linked bank account

•          Withdraw from your bank’s ATM or teller in higher amounts

•          Consider splitting the withdrawal over two different weeks

How Much Is It to Withdraw $1000 from Cash App?

If you withdraw the full $1,000 limit in one day:

•          Cash App fee: $2.50

•          ATM surcharge (average): $3.00

•          Total cost to withdraw $1,000: ~$5.50

However, if you’ve met the direct deposit requirement, Cash App may refund your fee, and your effective cost could be $0 depending on the ATM provider.

How to Increase My Withdrawal Limit on Cash App

Cash App doesn’t allow manual increase requests for ATM limits. However, you can try the following steps to increase your Withdrawal Limit on Cash App:

1.        Verify your identity in the app using your full name, DOB, and SSN.

2.        Enable and use direct deposit to unlock reimbursement of ATM fees.

3.        Regular use and a clean transaction history may prompt automatic limit upgrades over time.

If you need to access larger sums, transfer to your linked bank account and withdraw from there.

Withdraw Money from Cash App without Card

Don’t have your Cash Card? Here are your options:

•          Bank Transfer: Open Cash App → Tap the Bank icon → Choose “Cash Out” → Select amount → Deposit to linked bank account.

•          Use Apple Pay or Google Pay: If your Cash Card is linked digitally to Apple Pay or Google Pay, you can withdraw from some compatible cardless ATMs.

•          Send to a Friend: Transfer funds to a trusted person with a Cash Card, and have them withdraw on your behalf.

There is currently no way to withdraw cash directly from an ATM without the physical Cash Card unless the ATM supports digital wallets.

Final Thoughts

Cash App provides a convenient way to manage and access your funds, but understanding its ATM withdrawal limits, fees, and card requirements is crucial. With proper planning—especially by enabling direct deposit—you can minimize fees and maximize your ATM withdrawals with ease.