If you’re a frequent traveler, choosing the best credit card in India is crucial. Here’s a detailed guide on the top 5 travel credit cards in India for 2025.
Why You Need a Travel Credit Card
A travel credit card is more than just a payment tool. It enhances your travel experience and saves money. Benefits include:
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Airport Lounge Access: Relax before your flight with complimentary lounges.
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Reward Points: Earn points on every spend, redeemable for flights or hotel bookings.
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Travel Insurance: Coverage for lost baggage, flight delays, and emergencies.
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Discounts & Offers: Exclusive deals on flights, hotels, and holiday packages.
Selecting the best credit card in India for travel ensures that you maximize perks while managing expenses efficiently.
Top 5 Travel Credit Cards in India 2025
1. BPCL SBI Octane Credit Card
The BPCL SBI Octane Credit Card is ideal for travelers who spend on fuel and travel frequently. Its perks include:
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Joining Fee: Rs. 1,499 + GST
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Renewal Fee: Rs. 1,499 + GST
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Welcome Benefits: 6,000 reward points worth Rs. 1,500
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Reward System: 7.25% cashback on BPCL fuel, 2 points per Rs. 100 on other spends
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Travel Perks: Complimentary domestic airport lounge access
This card is perfect for road travelers and frequent flyers who want to earn rewards on both fuel and travel expenses.
2. IndusInd Bank Tiger Credit Card
For travelers who prefer luxury and convenience, the IndusInd Bank Tiger Credit Card offers premium benefits:
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No Joining or Renewal Fee
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Reward Points: 6x points for every Rs. 100 spent on movies and dining
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Travel Benefits: Access to over 600 airport lounges in 60+ countries via Priority Pass
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Additional Perks: Reward points on international and domestic spending
This card is considered one of the best credit cards in India for travelers seeking a combination of rewards and exclusive travel privileges.
3. LIC Signature Credit Card
The LIC Signature Credit Card, in collaboration with Axis Bank, is another excellent travel companion. Features include:
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No Joining or Renewal Fee
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Travel: Two complimentary domestic lounge visits every three months
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Reward Points: 2 points per Rs. 100 on overseas spends and LIC premium payments
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Additional Perks: Shopping and dining rewards for frequent travelers
This card balances travel perks with everyday spending benefits, making it ideal for both leisure and business travelers.
4. HDFC Bank Diners Club Credit Card
For international travelers, the HDFC Diners Club Credit Card is a strong option:
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Annual Fee: Rs. 2,500 + GST
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Reward Points: Earn points on every spend, redeemable for flights and hotels
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Travel Perks: Priority Pass lounge access in 1,000+ airports worldwide
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Insurance: Travel and medical coverage during trips
Its global lounge network and travel-focused benefits make it a go-to card for frequent international flyers.
The best credit card in India for travel depends on your spending style and travel goals.
Travel in 2025 is more rewarding with the right credit card. From BPCL SBI Octane for fuel savings to IndusInd Bank Tiger for premium lounge access, and Vistara Signature for frequent flyers, there’s a card for every traveler. Choosing the right card maximizes rewards, ensures comfort, and enhances your overall journey.
By selecting one of these credit cards in India in 2025, you ensure smarter spending and luxurious travel experiences without breaking the bank.
