The Ayushman Bharat Yojana, also known as the Pradhan Mantri Jan Arogya Yojana (PMJAY), is a flagship scheme of the Government of India aimed at providing free healthcare services to the economically weaker sections of society. This ambitious scheme covers over 10 crore poor and vulnerable families, ensuring that they receive quality healthcare without the burden of financial stress. For residents of Lucknow, accessing healthcare through an Ayushman Bharat Yojana empanelled hospital in Lucknow can be a lifesaver.
Understanding Ayushman Bharat Yojana
Launched in September 2018, the Ayushman Bharat Yojana is part of the National Health Policy 2017, which aims to achieve the vision of Universal Health Coverage (UHC). The scheme covers both rural and urban families, providing them with a health insurance cover of up to Rs. 5 lakhs per family per year for secondary and tertiary care hospitalization. This includes nearly 1,350 medical packages covering surgery, medical and daycare treatments, cost of medicines, and diagnostics.
Importance of Empanelled Hospitals
An Ayushman Bharat Yojana empanelled hospital in Lucknow is a hospital that has been accredited by the National Health Authority (NHA) to provide cashless treatment to beneficiaries under the scheme. These hospitals adhere to stringent quality standards set by the NHA, ensuring that patients receive the best possible care. Empanelled hospitals are a crucial part of the Ayushman Bharat Yojana as they bridge the gap between the needy and high-quality healthcare services.
Services Offered by Empanelled Hospitals
Ayushman Bharat Yojana empanelled hospitals in Lucknow offer a wide range of medical services. These include:
1. In-Patient Treatment: Patients can receive treatment for a wide array of conditions requiring hospitalization, from minor surgeries to complex medical procedures.
2. Pre and Post-Hospitalization Expenses: The scheme covers medical expenses incurred up to three days before and 15 days after hospitalization.
3. Daycare Procedures: Beneficiaries can also avail of daycare procedures which do not require prolonged hospital stays, such as chemotherapy and dialysis.
4. Diagnostic Services: Various diagnostic tests are covered under the scheme, ensuring timely diagnosis and treatment.
5. Follow-Up Care: Post-treatment follow-up care is also included, ensuring comprehensive recovery support for patients.
Benefits of Choosing an Empanelled Hospital
Choosing an Ayushman Bharat Yojana empanelled hospital in Lucknow offers numerous benefits:
1. Cashless Treatment: Patients do not have to worry about upfront payments. The scheme covers all eligible expenses, making the treatment process stress-free.
2. Quality Healthcare: Empanelled hospitals are accredited based on their quality standards, ensuring patients receive top-notch medical care.
3. Wide Coverage: From surgeries to chronic disease management, a wide range of treatments is covered, providing comprehensive healthcare support.
4. Financial Protection: With a coverage limit of Rs. 5 lakhs per family per year, the scheme provides significant financial protection against medical expenses.
How to Avail Services at an Empanelled Hospital
To avail of services at an Ayushman Bharat Yojana empanelled hospital in Lucknow, beneficiaries need to follow these steps:
1. Identification: Ensure that you or your family members are identified as beneficiaries under the scheme. This can be checked through the PMJAY website or by visiting an Ayushman Mitra (facilitator) at any empanelled hospital.
2. e-Card: Obtain an Ayushman Bharat e-card by providing necessary identification documents such as Aadhaar, ration card, or a government-issued ID.
3. Visit Empanelled Hospital: Visit any Ayushman Bharat Yojana empanelled hospital in Lucknow. Present your e-card at the hospital's PMJAY helpdesk.
4. Pre-Authorization: The hospital will verify your eligibility and initiate a pre-authorization request for the treatment. Once approved, you can receive the required medical care without any payment.
5. Cashless Treatment: Upon approval, you can avail of the treatment without any out-of-pocket expenses. All eligible expenses will be covered under the scheme.
Impact on Healthcare in Lucknow
The inclusion of multiple Ayushman Bharat Yojana empanelled hospitals in Lucknow has significantly improved access to quality healthcare for the city's economically weaker sections. These hospitals have made it possible for thousands of families to receive timely medical attention without the crippling burden of healthcare costs. The scheme has also promoted preventive healthcare by encouraging early diagnosis and treatment, thereby reducing the incidence of advanced medical conditions.
Conclusion
The Ayushman Bharat Yojana has revolutionized healthcare access for millions of Indians, and its impact is profoundly felt in Lucknow. Choosing an Ayushman Bharat Yojana empanelled hospital in Lucknow ensures that residents receive high-quality, cashless medical care, providing a critical safety net for vulnerable families. As the scheme continues to expand, it holds the promise of a healthier, more equitable society where quality healthcare is a right, not a privilege.
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