Top 10 Free Fundraising Sites for Individuals: Raise Money Without Paying Fees

Raising money for personal causes—like medical expenses, tuition fees, or unexpected emergencies—has never been more accessible. Thanks to online crowdfunding platforms, individuals can reach out to friends, family, and even kind-hearted strangers for support. But with so many platforms out there, how do you know which ones are truly free and trustworthy?

This blog dives deep into free fundraising sites for individuals, helping you pick the perfect platform to launch your campaign without worrying about high fees or technical hurdles.

Why Use a Free Fundraising Site?

Before we explore the top sites, let’s understand the value of using a free fundraising site:

• No hidden costs: 100% of what you raise goes toward your cause (minus payment processor fees, which are standard).
  
  

• Ease of use: Most platforms offer intuitive campaign builders and social media sharing options.
  
  

• Secure transactions: Donations are encrypted and sent directly to your account.
  
  

• Global reach: Online campaigns can go viral, pulling in support from around the world.
  
  

If you’re looking to raise money for yourself or someone else, these platforms are designed to make the process seamless and successful.

1. WhyDonate – Best for European Fundraisers

WhyDonate is one of the top-rated free fundraising platforms for individuals, especially in Europe. It allows you to start a personal fundraiser in just minutes—for medical needs, education, travel, or emergencies.

Key features:

• No platform fee for individuals
  
  

• Integrated social media sharing
  
  

• Supports recurring donations
  
  

• Accepts all major European payment methods
  
  

• Multilingual interface for international donors
  
  

Best for: Personal causes in Europe and globally

2. GoFundMe – Most Popular in North America

GoFundMe is a household name and one of the most widely used platforms for personal fundraising. While GoFundMe doesn’t charge platform fees, it does deduct standard payment processing fees (around 2.9%).

Key features:

• Highly trusted and established
  
  

• 24/7 customer support
  
  

• Fundraisers for medical, memorial, educational, and legal causes
  
  

• Offers the “GoFundMe Guarantee” for donor protection
  
  

Best for: Personal stories with viral potential

3. Fundly – Ideal for Social Media Savvy Users

Fundly is a great option if you plan to promote your campaign heavily on social media. Its mobile-optimized design and customizable pages make it easy to personalize your fundraiser.

Key features:

• Free to create campaigns
  
  

• Custom branding tools
  
  

• Blog-style updates for backers
  
  

• Seamless social media sharing
  
  

Best for: Creative fundraisers who want to engage supporters regularly

4. Facebook Fundraisers – Leverage Your Existing Network

If you have a strong Facebook presence, launching a personal fundraiser through the platform can be extremely effective. While it’s often used for nonprofit causes, Facebook also allows fundraising for individuals.

Key features:

• Zero platform fees
  
  

• Integrated with your social circle
  
  

• Donations processed via Facebook Pay
  
  

• Easy for birthdays, emergencies, and medical costs
  
  

Best for: Quick fundraisers among friends and family

5. FreeFunder – 100% Free with Social Sharing Bonuses

As the name suggests, FreeFunder is truly free to use. It earns revenue through optional tips from donors and pays extra attention to your social shares by boosting your visibility when you meet sharing goals.

Key features:

• No platform fees
  
  

• Offers matching grants based on shares
  
  

• Fundraiser coaching support
  
  

• Rapid payment processing
  
  

Best for: Fundraisers that rely on community sharing

6. Ketto (India) – For Individuals in South Asia

Ketto is one of the leading fundraising platforms in India, and it’s optimized for causes like medical emergencies, education, and disaster relief.

Key features:

• No upfront platform fees
  
  

• Excellent support in regional languages
  
  

• Partnership with hospitals for real-time medical fundraisers
  
  

• Donation receipts available for tax exemptions
  
  

Best for: Indian citizens looking to raise funds for urgent needs

7. FundRazr – Advanced Tools for Serious Campaigners

FundRazr offers both basic and pro tools for individual fundraising. Their "Free Forever" plan includes everything you need to launch a simple campaign without paying any setup or subscription fees.

Key features:

• Free plan for individuals
  
  

• Advanced tools like video storytelling and CRM for bigger campaigns
  
  

• Accepts international donations
  
  

• Donation widgets for external websites
  
  

Best for: Users who want more control and tracking tools

8. GiveSendGo – Faith-Based Free Fundraising Site

If your fundraiser has a religious or faith-based component, GiveSendGo might be your platform. It promotes Christian causes and offers 100% free fundraising options.

Key features:

• No platform fees
  
  

• Optional prayer support from donors
  
  

• Christian-centered user base
  
  

• Donation disbursement via Stripe
  
  

Best for: Religious and mission-related fundraising efforts

9. Plumfund – Perfect for Celebrations and Life Events

Plumfund specializes in personal causes such as weddings, baby showers, and birthday gifts. It’s completely free and comes with cute templates for various life events.

Key features:

• No platform fees for offline payments
  
  

• Themed campaigns for events
  
  

• Zero startup costs
  
  

• Privacy controls for private gift registries
  
  

Best for: Milestone celebrations and gifting

10. YouCaring (Now part of GoFundMe) – Still Inspiring