Bellarine Properties for Sale: Tips to Know

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Bellarine Properties for Sale: Tips to Know

As one of the few truly independent real estate agencies in the Bellarine Peninsula and Melbourne, we have a network of established investors, sellers and buyers within the community. It allows us to stay on top of everything happening in the property market in these regions.

Buying a house is everyone’s dream. However, finding the house that is the best fit for you and your needs is not as easy as deciding to buy one. A few helpful tips will not only make the process of finding the best Bellarine properties for sale but also choosing the one for you. From stamp duty to finding the property of your dreams, there’s much to do, and any help is welcome, right?

Tips to Keep in Mind While Purchasing Bellarine Properties for Sale

If you have made up your mind about buying a house, then you should consider using the following tips:

● Access Your Financial Help

Buying real estate will take a considerable investment, which is why careful consideration of your finances is important. You must have a look at your income statements, expenses, bills and expected expenses before you start settling on a number as your budget.

Once you have your financial health in mind, you should start setting up a budget. Although the advice is to ensure that you do not exceed your budget, it is best that you expect to spend about 10 to 15% more than your budget. The reason for this is simple, sometimes you find steal deals by adding some more money to your budget. Keeping an open mind is important, but that will happen only when you’re sure of your financial position.

Additional Tip: With that, ensure that you also have a good look at what you can borrow. Consider looking up lenders and banks, who can lend you money. Compare your income and expenses with that. Furthermore, during the loan selection process, it is crucial to check you the interest rates as well.

● Know What You Want

Before you decide to purchase a property, and after you have your budget planned, know the features you want. Here is a list that will help you make consideration:

Always start with knowing why you’re buying a property. Considering things like do you want to grow your family, are trying to be independent and live alone, want to renovate or for investment purposes will help you narrow down your searches, thereby making the entire process easier.
Then consider the features of your house. Always start by making a list of the necessary aspects that you will need in the property. Then consider making a list of “nice to have” features of the property. Doing this will help you understand whether you will need a house, a flat or a villa.
When you have the first two points, you should consider the area. Once you have the basics understood, it becomes easy for you to check out the locality and areas that have properties that you may like or find interesting.

After this, all that is left to do is have a look at properties and choose the one you like.

● Buying the Property

Once you have a list of properties you like, it is time to start the process of buying. Here is how to get started:

Always check the legal papers, including the title of the property. Furthermore, cross-check if there are any ongoing disputes on the property you’re interested in.
Check out the property, and the building and have inspections. This will help you understand the state of the property and compare it to the asking price of the property.
If you are satisfied with the price and the property's structural integrity, then you can start discussing potential down payments or financing options. Make an offer, and see if there’s room for negotiations regarding inspections or other contractual terms.

Choosing to Hire a Real Estate Agent: Should You or Not?

When you look for a property, consider using online searches to find the property you need. Although finding a property by yourself is possible, a real estate agent will be better able to help you navigate the market for Geelong properties for sale. Here is why you should consider hiring a good agent for your property search:

A real estate agent helps you choose a property that fits your needs, and this helps you save a lot of time. You do not have to spend hours searching for properties on sale because they will do it for you.
Your real estate agent will also help you to choose a property and will also help you negotiate. These agents are excellent communicators, which is why they can help you find a good price.
Since real estate agents have a large network of other agents, they know the properties and they can help you access the market. Furthermore, thanks to the large number of connections, they can educate you about the market along with letting you of the best time to buy property.

Whether you’re looking to buy Barwon Heads properties for rent or to buy, choose Pavilion Group to help you. Give them a call at 03 5255 4444.